If you have been impacted by the Tropical Storm Alberto, we are here to help! Please contact our claim reporting hotline 855-252-4615 or 855-claim15. We have a team ready to help you with your claim. Please note that you may not have the same insurer for wind coverage and flood coverage. It is important that you report to the correct carrier if your home suffers wind or flood damage.
There are many concerns with the use of unlicensed contractors which ultimately affect you, the consumer. Hiring an unlicensed contractor is a choice made by you, therefore you are held accountable for all outcomes associated with the contractor’s work. Using an unlicensed contractor often leads to unsafe and hazardous construction and additional costs.
The use of an unlicensed contractor may yield the following problems:
In order to apply for a building permit from any building department, a contractor must have a valid license. Failing to get required permits will result in jobs being performed without inspections. Such unauthorized construction leaves you with no guarantee as to whether the construction was performed correctly and is safe.
Unlicensed contractors can’t apply for a building permit therefore their construction work cannot be reviewed or inspected. This eliminates the opportunity to ensure that the work meets Florida Building Code (FBC) requirements. Failure to meet FBC requirements may result in unsafe and hazardous conditions.
As unlicensed contractors do not go through the process of getting a license, they do not know required construction standards which are understood by licensed contractors. This leads to shoddy and substandard workmanship. The review of construction plans and inspections by building departments in your County provides that work has been performed correctly and meets the standards of the Florida Building Code.
The work of unlicensed contractors is often substandard and ultimately leads to costly repairs and corrections that require services of a licensed contractor. You may pay more money for the job than if you had initially hired a licensed contractor.
The continued hiring of unlicensed contractors encourages ”roving” unlicensed contractors who are involved in illicit construction practices. These contractors embark on work throughout the county, often taking money for jobs that are never started, not completed or are poorly constructed. Ultimately, you incur the additional expense for such activities.
You are responsible for the hiring of a contractor. Consequently, you are responsible for any damages and injuries incurred on the job site since unlicensed contractors often do not have general liability and workers’ compensation insurance.
Since you are held responsible for hiring an unlicensed contractor, you run the risk of being involved in legal action. This legal action may involve lawsuits from various parties due to the unauthorized construction work, thus incurring further cost.
Hiring an unlicensed contractor violates Florida Building Code requirements. This may subject you to fines and the possibility of facing a quasi-judicial hearing in front of a Hearing Officer.