The state of Florida is currently under binding suspension for both Personal and Commercial Lines new business as well as increases in limits, increases in coverage and deductible changes for all policy forms. These restrictions remain in effect until further notice and are subject to change based on the potential impact of the storm. We will notify you when the restrictions are lifted.

If you are an Access Home, State National Fire Insurance or Americas Insurance customer in Louisiana and Texas, click here for information about your policy being assumed by SafePoint.

Customer Service: 877-858-7445
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Financial Strength

SafePoint is proud to be rated favorably by leading independent rating organizations. These companies specialize in reviewing, analyzing and attesting to insurance companies’ financial security and their ability to deliver on promises made to policyholders.

Demotech Rating

Demotech has assigned the rating of A Exceptional to SafePoint

This financial stability rating is an indication of an insurance company’s financial strength.

According to Demotech, an A rating means Safepoint has an Exceptional ability to maintain liquidity of invested assets, quality reinsurance, acceptable financial leverage and realistic pricing while simultaneously establishing loss and loss adjustment expense reserves at reasonable levels.

For details, visit Demotech on-line here.

Audited SafePoint Insurance Company Balance Sheet

Category Year End 2020 Year End 2019 Year End 2018
Assets Cash and Invested Assets $77,952,741 $71,574,393 $109,510,615
Other Assets $41,677,426 $58,648,929 $46,459,188
Total Assets $119,630,167 $130,223,322 $155,969,803
Liabilities Unearned Premiums $13,668,243 $25,731,579 $30,474,900
Loss and LAE Reserves $42,692,322 $36,062,566 $46,593,865
Other Liabilities $22,907,580 $29,539,248 $33,333,961
Total Liabilities $79,268,145 $91,333,393 $110,402,726
Capital and Surplus Total Policyholder Surplus $40,362,022 $38,889,929 $45,567,077
Total Liabilities and Surplus $119,630,167 $130,223,322 $155,969,803

“I wanted to comment on the superior service I received from Safepoint.”

Ms. Irene Kokolis

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