David M. Flitman, Chief Executive Officer
Mr. Flitman has served as Safepoint Holdings’ Chief Executive Officer since its founding in 2013. Mr. Flitman has 30+ years of experience in the insurance and reinsurance industries. His credentials include Fellow of Casualty Actuarial Society (FCAS) and Member of the American Academy of Actuaries (MAAA). Mr. Flitman began his career as an analyst at Insurance Service Office (ISO) from 1993 to 1996, followed by several roles from 1996 to 2001 at WR Berkley Group, including Assistant Vice President and Chief Actuary of Berkley Mid-Atlantic Group. In 2001, Mr. Flitman began a career in reinsurance, joining XL Reinsurance America and ACE Tempest Re USA. In 2004, Mr. Flitman transferred to Bermuda to serve as Chief Actuary Tempest Re Bermuda followed by several roles at Flagstone Re (from 2006 through 2012) including Chief Actuary and Executive Director of Global Property Underwriting.
Steven M. Hoffman, Chief Financial Officer
Mr. Hoffman joined Safepoint Holdings in June of 2014 as Controller and was promoted to Chief Financial Officer in June 2019. Mr. Hoffman is a Certified Public Accountant and began his career in public accounting with PwC. After holding the position of Revenue Manager for a software company in New York City, Mr. Hoffman moved to Florida in 2005 where he worked for MetLife on the Sarbanes-Oxley team responsible for the design, implementation, and compliance of the company’s internal control over financial reporting. Mr. Hoffman spent four years as the Assistant Controller of HCI Group, a publicly traded property and casualty insurance company located in Tampa.
Gus Fernandez, Chief Underwriting Officer
Mr. Fernandez joined Safepoint Holdings in 2015 and was promoted to Safepoint Holdings’ Chief Underwriting Officer in April 2016. Mr. Fernandez has over 40 years of property and casualty insurance experience. He started his insurance career at a Miami-based Managing General Agency specializing in personal and commercial lines products. In 1983, he joined National Insurance Company and established regional company offices in Florida managed day-to-day operations, product development, and marketing. In 1993, he joined AIB Financial Group in his role as Vice President of Residual Lines where he led the launch and expansion of their Joint Underwriting Association & Citizens Division as well as initiated the company’s “Write Your Own” Flood Operations. He served on the Board of Directors of the Florida Windstorm Underwriting Association and is a past Chairman of the Florida Automobile Joint Underwriting Association. In 2003, Mr. Fernandez joined the MacNeill Group as Vice President and launched operations for multiple Florida start-up companies. While at MacNeill, Mr. Fernandez assisted in the establishment of Safepoint Holdings.
Jennifer Cotugno, Chief Claims Officer
Ms. Cotugno joined Safepoint Holdings in 2016 as a staff attorney and was promoted to Corporate Counsel in November 2020. Ms. Cotugno oversees the legal team and external counsel in all aspects of Safepoint Holdings’ property and casualty litigation activities. In 2021, Ms. Cotugno took on increased leadership responsibility as the Chief Claims Officer where she has built a highly capable team of in-house and field-based claims personnel. Prior to joining Safepoint Holdings, Ms. Cotugno was an in-house attorney for HCI Group, a litigator at the law firm of Beighley, Myrick & Udell, P.A., and a prosecutor at the Miami-Dade State’s Attorney’s office. Ms. Cotugno has been licensed to practice law in Florida since 2007 and in Louisiana since 2010.