The Association Master policy typically provides coverage for common areas of a condo complex, including hallways, elevators, sidewalks, roofs and basements. It also provides coverage for building equipment such as boilers and machinery.

Property Insurance helps pay for damages to association buildings, contents and common property caused by unforeseen losses.

Commercial crime insurance covers losses from employee dishonesty, theft, robbery or forgery.

THIS PRODUCT IS availabe IN:
NORTH CAROLINA, SOUTH CAROLINA – E&S ONLY
Property Limits

  • Wind available including all coastal counties/parishes
  • Limits up to $10M per location higher limits available
  • Earthquake
  • Ordinance & Law up to $1,000,000 may be available
  • Business Income
  • Equipment Breakdown
  • Outdoor Property
  • Exterior Signs
  • Property Coverage Extension Endorsement
  • Earthquake
  • Ordinance and Law may be available

Eligible Coverages

  • Property – With wind, including coastal counties
  • Newly constructed properties and new associations
  • Older properties – with renovations or updates tothe roof, HVAC systems, electrical, and plumbing

Liability

  • Limits up to $1M per occurrence / $2M aggregate (Higher limits may be available)
  • Medical payments coverage up to $5,000
  • Hired and Non-Owned Auto

Crime

  • Employee Theft
  • Money and Securities
  • Forgery and Alteration
  • Robbery and Safe Burglary