We deliver tailored E&S Commercial Auto solutions for hard-to-place trucking and specialty auto risks, helping brokers protect the essential industries that power daily life.

Our customized E&S approach combines nuanced underwriting and performance-based pricing to serve a wide range of risk classes, including Dry Van/Reefer Haulers, Dump Operations, Auto Haulers, and Household Goods Movers.

Acceptable
Risks
Coverage
Options
Ineligible
Risks
Submission
Requirements
  • Local, Intermediate, and Long-Haul Trucking Operations.
  • Single-unit operators to fleets up to 50 power units.
  • New Ventures
  • Drivers with a minimum of 1 year of CDL experience (if applicable)
  • Risk Classes:
    • Dry Van
    • Refrigerated Goods (Reefer)
    • Flatbed
    • Auto Haulers (Vehicles requiring CDL to operate)
    • Intermodal Containers/UIIA
    • Household Goods Movers (Local & Long-Haul)
    • Concrete Mixers/Ready-Mix
    • Heavy Equipment/Machinery
    • Dirt, Sand and Gravel
    • Agriculture (Bulk Commodities, Grain/Feed, Hay, etc.)
    • Tanker Trailers (non-hazmat; trailers must be baffled)
    • Non-Hazardous Waste (Recyclables, Construction Debris, Scrap Metal, etc.)
  • Risks with distressed or non-standard profiles that are challenging to place in admitted markets
  • Liability
  • Uninsured Motorist Coverage (UM) & Underinsured Motorist Coverage (UIM)
  • Physical Damage
  • Trailer Interchange
  • Medical Payments
  • Personal Injury Protection (PIP)
  • Motor Truck Cargo (coming soon)
  • Hired & Non-Owned Auto Liability
  • Can post Federal and/or State Filing
  • Hazardous Materials (Hazmat Placard Required)
  • Oilfield & Frac Haulers
  • Towing & Repo
  • Logging
  • Risks requiring Garage Liability Coverage.
  • Drivers with an International License/CDL
  • Public Livery/Ride Sharing
  • Non-Emergency Medical Transportation (NEMT)
  • Hotshot Auto Haulers (CDL not required to operate vehicle)
  • Dump and/or Landfill Exposure
  • Oversized (OS) and/or Overweight (OW) Loads. Loads requiring the use of a Flagging Vehicle or Pilot Car
  • Freight Forward (FF) or Brokerage Authorities (if registered under the same DOT# as the carrier authority)
  • Drivers with less than 1 year of CDL experience (if applicable).
  • Completed Supplemental Application
  • Currently Valued Loss Runs dated within 90 days of the coverage effective date:
    • <=10 Power Units: 3 Years of Loss Runs are required.
    • >=11 Power Units: 5 Years of Loss Runs are required.
  • Current MVRs for all drivers. MVRs must be dated within 90 days of the coverage effective date.
  • If fleet is comprised of 11 power units or more, please include the following:
    • Current Driver Schedule in Excel format.
    • Current Vehicle Schedule in Excel format. Please ensure the Year, Make, Model, Complete VIN, and current Stated Amount for each unit are included.
  • Most recent annual IFTA Report.