The state of Florida is currently under binding suspension for both Personal and Commercial Lines new business as well as increases in limits, increases in coverage and deductible changes for all policy forms. These restrictions remain in effect until further notice and are subject to change based on the potential impact of the storm. We will notify you when the restrictions are lifted.

If you are an Access Home, State National Fire Insurance or Americas Insurance customer in Louisiana and Texas, click here for information about your policy being assumed by SafePoint.

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Homeowner Maintenance – Reducing Tree Damage



Report property damage to your insurance agent or company representative immediately after a severe weather event or other natural disaster and make temporary repairs to prevent further damage. For information about filing an insurance claim after a natural disaster, contact your insurance agent or insurance company.

Falling trees and limbs cause millions of dollars in damage each year. Windstorms, such as hurricanes, are a leading cause of such damage. Some trees are more prone to storm damage than others. A shallow-rooted tree growing in soft soil can easily topple onto a building in strong winds. A tree’s roots also can become weakened after heavy rains, elevating the risk. Have an arborist check trees to assess their resistance to storm damage.


Good pruning can prevent many problems. Prompt removal of diseased, damaged, or dead plant parts helps limit the spread of harmful insects and disease, as well as reduce the possibility of future storm damage.



“Mike, you took the time to listen to our concerns, review our claim and work with us and the vendor to address all our issues. You explained in detail our coverage, broke down the payments and worked hard to get us all the coverage due. More than that, you always answered the phone, responded with answers timely and made us feel that you were in our corner for this we are sincerely grateful and a continued Safepoint client.”

Calvin M.

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